Live Agents!
877-543-2442

Does Supplemental Insurance Cover Long Term Care?

For the most part, there are very few Medicare supplemental insurance companies that will offer any type of long term care. When you go online to shop around for supplemental insurance, you might want to check to see if each company provides this type of coverage. Generally, a supplemental insurance company that provides long term care will be very rare. If they do provide this type of coverage, it will generally be at a higher rate than you can find in other places. You will need to look at all of the companies and their different prices to see if this would be right for you even if you have to pay taxes on supplemental coverage.

Even if you need long term care, having a supplemental insurance policy is a good idea. If you can find one that provides long term care, you will have everything that you need. If you cannot find a company like this, one that provides you with Medicare assistance and long term care, you will still have help paying for all of your medical bills that you have. Medicare does help for quite a few bills, but it will not be able to pay for everything that you might have.

Where to Find Long Term Care

The first place that you will want to look for long term care is with your supplemental insurance provider. Go online to shop for Medicare supplemental insurance and you will be offered numerous quotes from providers in your area. You can then determine if any of these companies provide the type of services that you are looking for. By searching online, you will be able to look at each company side by side to see what the price differences are between the companies. This will allow you to get the best price for your supplemental insurance.

There are companies that specialize in long term care. While it would be rather cumbersome to have three different service providers, one for Medicare, supplemental insurance, and long term care, it might be necessary. You will have all of your medical bills paid for and will not have to worry about how you will pay for certain things. Most of your medical expenses will be taken care of by your Medicare and supplemental insurance, and you will have the long term care to take care of the rest of your needs.

Budgeting for Long Term Care

If you do not find a supplemental insurance provider that offers long term care, you need to see if it would be worth the money to purchase another type of coverage. You might find that with all of the different bills that you would have to pay, you could actually afford to pay for the long term care on your own. You need to speak with a representative of the company from which you are attempting to get long term care. They will tell you how much it will cost you every month if you do not have any insurance that will cover your costs.

When you know how much it will cost you to get long term care, see if your supplemental insurance provider will pay for any of those items. While they might not pay for long term care proper, they might pay for certain aspects to help you lower your out of pocket costs. You will then need to sit down and see if you can afford to pay for this care on your own. It will make things a little easier on you in the long run so you do not have to find another provider.

arrow

Need Coverage?

Compare Plans from Multiple Providers

It's Fast, Easy & Free!

Medicare Supplemental Insurance

What People Are Saying

Lisa T
Omaha NE

Medicare Supplemental Insurance Testimonial

Finding quotes was so easy with this site's help. I just had to fill out the short form and instantly got a lot of quotes to compare. Medicare Supplemental Insurance Testimonial